Moline, IL · Charter 65770
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.35% | 0.66% | 0.97% | 1.04% | 1.12% | +77 bps | |
| Return on Equity | 2.89% | 5.35% | 8.30% | 8.85% | 9.09% | +620 bps | |
| Net Interest Margin | 3.17% | 3.28% | 3.16% | 3.22% | 3.21% | +4 bps | |
| Efficiency Ratio | 68.11% | 64.96% | 65.59% | 65.95% | 67.17% | -94 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.78% | 3.68% | 7.63% | 5.73% | 6.49% | +471 bps | |
| Loan Growth (YoY) | -8.17% | -4.78% | -1.35% | 3.21% | 2.44% | +1,060 bps | |
| Share Growth (YoY) | 1.65% | 3.68% | 8.06% | 5.77% | 6.38% | +472 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.02% | 0.00% | 0.29% | 0.08% | 0.46% | +44 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 12.20% | 12.24% | 11.65% | 11.75% | 12.29% | +10 bps | |
| Net Worth / Assets | 12.20% | 12.24% | 11.65% | 11.75% | 12.29% | +10 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 61.75% | 63.89% | 59.85% | 58.72% | 59.46% | -229 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |