Service Plus
Moline, IL · Charter 65770 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$34.7MAssets
$18.1MLoans
$30.4MShares
$4.3MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 76% of credit unions under $1B in assets in IL (rank 13 of 50).
- Widest gap: net interest margin trails 72% of credit unions under $1B in assets in IL (rank 36 of 50).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.12%
Rank 19 of 50
Net Interest Margin
3.20%
Rank 36 of 50
Efficiency Ratio
67.18%
Rank 13 of 50
Equity / Assets
12.29%
Rank 30 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.12% | 0.49% | 0.97% | 1.35% | Beats 62% | 19 / 50 | |
| Return on Equity | 9.09% | 3.76% | 7.55% | 10.28% | Beats 68% | 16 / 50 | |
| Net Interest Margin | 3.20% | 3.15% | 3.72% | 4.20% | Beats 28% | 36 / 50 | |
| Efficiency Ratio | 67.18% | 67.18% | 75.90% | 80.66% | Beats 76% | 13 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.46% | 0.14% | 0.47% | 0.87% | Beats 52% | 25 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 12.29% | 10.68% | 13.50% | 16.38% | Beats 40% | 30 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 12.29% | 10.68% | 13.50% | 16.38% | Beats 40% | 30 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 59.46% | 55.23% | 70.87% | 80.60% | 32nd pctl | 34 / 50 | |
| Loans / Assets | 52.08% | 43.53% | 60.64% | 68.47% | 32nd pctl | 34 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |