Galesburg Burlington
Galesburg, IL · Charter 65712 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$56.8MAssets
$24.4MLoans
$40.7MShares
$16.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 99% of credit unions under $1B in assets (rank 24 of 1682).
- Widest gap: net interest margin trails 80% of credit unions under $1B in assets (rank 1341 of 1683).
- Overall: at or above the peer median on 6 of 7 directional measures.
Return on Assets
1.77%
Rank 139 of 1,683
Net Interest Margin
3.19%
Rank 1,341 of 1,683
Efficiency Ratio
41.33%
Rank 24 of 1,682
Equity / Assets
28.51%
Rank 63 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.77% | 0.35% | 0.74% | 1.18% | Beats 92% | 139 / 1,683 | | |
| Return on Equity | 6.20% | 2.67% | 5.89% | 8.74% | Beats 53% | 782 / 1,681 | | |
| Net Interest Margin | 3.19% | 3.31% | 3.82% | 4.32% | Beats 20% | 1,341 / 1,683 | | |
| Efficiency Ratio | 41.33% | 68.91% | 78.20% | 86.93% | Beats 99% | 24 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.23% | 0.26% | 0.65% | 1.29% | Beats 78% | 374 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 28.51% | 10.44% | 12.89% | 16.53% | Beats 96% | 63 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 28.51% | 10.44% | 12.89% | 16.53% | Beats 96% | 63 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 60.09% | 52.61% | 69.38% | 83.50% | 35th pctl | 1,099 / 1,683 | | |
| Loans / Assets | 43.06% | 44.71% | 59.18% | 70.72% | 23rd pctl | 1,299 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |