PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Bullocks Employees

Los Angeles, CA · Charter 65672

Q2 1996

$3.0MAssets
$2.0MLoans
$2.7MShares
n/aNet Worth

Executive Summary

  • Earnings: ROA of -1.57%, down 494 bps year over year.
  • Asset quality: problem loans at 2.95% of loans (-111 bps YoY).
  • Funding: loans stand at 75.23% of shares as of Q2 1996.

Return on Assets (YTD, annualized)

-1.57%-494 bps YoY

Net Interest Margin (YTD, annualized)

n/a
n/a

Efficiency Ratio (YTD, annualized)

n/a
n/a

Net Worth / Assets

n/a
n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995Q2 1996YoY ΔTrend
Earnings
Return on Assets3.36%4.35%3.01%2.98%-1.57%-494 bps
Return on Equityn/an/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a-25.15%n/an/a
Loan Growth (YoY)n/an/an/an/a-5.61%n/an/a
Share Growth (YoY)n/an/an/an/a-26.31%n/an/a
Asset Quality
Delinquent Loans / Loans4.06%4.63%4.54%3.14%2.95%-111 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans4.33%4.21%3.61%1.66%1.97%-236 bps
Capital
Risk-Based Capitaln/an/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares58.73%70.47%78.94%82.34%75.23%+1,650 bps
Liquid Assets / Assets9.41%21.99%9.56%8.00%31.65%+2,224 bps