Mizzou
Columbia, MO · Charter 65656 · Peer group: credit unions under $1B in assets (n=1,675-1,678)
NCUA · 7 branches
Q1 2025
$593.1MAssets
$307.4MLoans
$526.6MShares
$57.4MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 79% of credit unions under $1B in assets (rank 354 of 1676).
- Widest gap: efficiency ratio trails 92% of credit unions under $1B in assets (rank 1536 of 1675).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.24%
Rank 1,494 of 1,678
Net Interest Margin
2.82%
Rank 1,437 of 1,677
Efficiency Ratio
100.09%
Rank 1,536 of 1,675
Equity / Assets
9.68%
Rank 1,324 of 1,677
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.24% | 0.24% | 0.67% | 1.21% | Beats 11% | 1,494 / 1,678 | | |
| Return on Equity | -2.44% | 1.96% | 5.37% | 8.99% | Beats 10% | 1,500 / 1,675 | | |
| Net Interest Margin | 2.82% | 3.12% | 3.67% | 4.25% | Beats 14% | 1,437 / 1,677 | | |
| Efficiency Ratio | 100.09% | 68.92% | 78.89% | 88.44% | Beats 8% | 1,536 / 1,675 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.16% | 0.21% | 0.58% | 1.19% | Beats 79% | 354 / 1,676 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.68% | 10.02% | 12.33% | 15.89% | Beats 21% | 1,325 / 1,678 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.68% | 10.02% | 12.33% | 15.89% | Beats 21% | 1,324 / 1,677 | | |
| Liquidity & Funding |
| Loans / Deposits | 58.38% | 54.28% | 70.33% | 83.29% | 31st pctl | 1,165 / 1,677 | | |
| Loans / Assets | 51.83% | 46.21% | 59.98% | 70.96% | 33rd pctl | 1,119 / 1,677 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |