PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

First Carolina Corporate

Greensboro, NC · Charter 65653

Q4 1997

$683.3MAssets
$19.2MLoans
$537.0MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.96%.
  • Asset quality: problem loans at 0.00% of loans.
  • Funding: loans stand at 3.58% of shares as of Q4 1997.

Financial Results

Return on Assets (YTD, annualized)

4.96%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1997Q4 1997YoY ΔTrend
Earnings
Return on Assets4.96%4.96%n/a
Return on Equityn/an/an/an/a
Net Interest Marginn/an/an/an/a
Efficiency Ration/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/a
Loan Growth (YoY)n/an/an/an/a
Share Growth (YoY)n/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.00%n/a
Net Charge-Offs / Loansn/an/an/an/a
Allowance / Loans0.00%0.00%n/a
Capital
Risk-Based Capitaln/an/an/an/a
Net Worth / Assetsn/an/an/an/a
Liquidity & Funding
Loans / Shares2.04%3.58%n/a
Liquid Assets / Assets74.86%76.58%n/a