Rivermark Community
Oregon City, OR · Charter 65644 · Peer group: credit unions $1B-$10B in assets (n=435)
NCUA · 19 branches
Q2 2026
$3.3BAssets
$2.2BLoans
$2.9BShares
$351.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 93% of credit unions $1B-$10B in assets (rank 30 of 435).
- Widest gap: nonperforming loans / loans trails 93% of credit unions $1B-$10B in assets (rank 407 of 435).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.72%
Rank 260 of 435
Net Interest Margin
4.18%
Rank 30 of 435
Efficiency Ratio
75.53%
Rank 292 of 435
Equity / Assets
10.77%
Rank 231 of 435
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.72% | 0.55% | 0.81% | 1.14% | Beats 40% | 260 / 435 | | |
| Return on Equity | 6.70% | 5.12% | 7.41% | 9.70% | Beats 42% | 254 / 435 | | |
| Net Interest Margin | 4.18% | 3.01% | 3.39% | 3.75% | Beats 93% | 30 / 435 | | |
| Efficiency Ratio | 75.53% | 65.25% | 71.39% | 77.86% | Beats 33% | 292 / 435 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.72% | 0.45% | 0.69% | 1.05% | Beats 7% | 407 / 435 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.77% | 9.81% | 10.84% | 12.63% | Beats 47% | 231 / 435 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.77% | 9.81% | 10.84% | 12.63% | Beats 47% | 231 / 435 | | |
| Liquidity & Funding |
| Loans / Deposits | 77.00% | 78.33% | 88.38% | 95.61% | 23rd pctl | 337 / 435 | | |
| Loans / Assets | 68.02% | 67.69% | 74.58% | 80.80% | 25th pctl | 325 / 435 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |