Wexford Community
Cadillac, MI · Charter 65639 · Peer group: credit unions under $1B in assets in MI (n=56)
NCUA · 3 branches
Q2 2026
$88.8MAssets
$42.4MLoans
$81.2MShares
$7.6MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 52% of credit unions under $1B in assets in MI (rank 28 of 56).
- Widest gap: equity / assets trails 100% of credit unions under $1B in assets in MI (rank 56 of 56).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
-0.43%
Rank 56 of 56
Net Interest Margin
3.61%
Rank 36 of 56
Efficiency Ratio
100.76%
Rank 56 of 56
Equity / Assets
8.57%
Rank 56 of 56
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.43% | 0.74% | 1.15% | 1.47% | Beats 0% | 56 / 56 | | |
| Return on Equity | -5.07% | 6.40% | 9.29% | 11.51% | Beats 0% | 56 / 56 | | |
| Net Interest Margin | 3.61% | 3.40% | 3.92% | 4.36% | Beats 36% | 36 / 56 | | |
| Efficiency Ratio | 100.76% | 65.99% | 72.16% | 78.25% | Beats 2% | 56 / 56 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.81% | 0.49% | 0.84% | 1.28% | Beats 52% | 28 / 56 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.57% | 10.20% | 12.14% | 14.32% | Beats 0% | 56 / 56 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.57% | 10.20% | 12.14% | 14.32% | Beats 0% | 56 / 56 | | |
| Liquidity & Funding |
| Loans / Deposits | 52.28% | 52.28% | 65.96% | 76.17% | 25th pctl | 42 / 56 | | |
| Loans / Assets | 47.80% | 45.34% | 56.55% | 67.04% | 29th pctl | 40 / 56 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |