Lincoln, NE · Charter 65561
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -2.91% | -2.84% | -3.12% | -2.33% | -2.76% | -1.92% | -0.74% | -0.34% | +199 bps | |
| Return on Equity | -22.46% | -23.18% | -26.51% | -20.43% | -24.91% | -17.75% | -6.91% | -3.10% | +1,733 bps | |
| Net Interest Margin | 1.88% | 2.00% | 2.40% | 2.69% | 2.93% | 3.04% | 3.42% | 3.79% | +110 bps | |
| Efficiency Ratio | 216% | 220% | 164.87% | 154.10% | 169.24% | 145.61% | 115.94% | 106.54% | -4,757 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -0.70% | 4.86% | 3.43% | -1.65% | -4.03% | -4.30% | -4.96% | -3.90% | -225 bps | |
| Loan Growth (YoY) | -1.57% | 4.22% | 0.81% | -1.03% | -1.83% | -5.00% | -1.80% | -0.63% | +40 bps | |
| Share Growth (YoY) | 4.49% | 11.18% | 7.76% | 0.24% | -2.24% | -3.00% | -3.24% | -5.67% | -591 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.21% | 0.14% | 0.62% | 1.41% | 1.24% | 2.05% | 0.54% | 2.63% | +122 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.97% | 12.26% | 11.77% | 11.40% | 11.06% | 10.83% | 10.68% | 10.89% | -51 bps | |
| Net Worth / Assets | 12.97% | 12.26% | 11.77% | 11.40% | 11.06% | 10.83% | 10.68% | 10.89% | -51 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 54.21% | 55.87% | 53.90% | 53.73% | 54.44% | 54.72% | 54.70% | 56.60% | +287 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |