Lincoln S.D.A.
Lincoln, NE · Charter 65561 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$9.9MAssets
$4.8MLoans
$8.6MShares
$1.1MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 48% of credit unions under $1B in assets (rank 876 of 1683).
- Widest gap: efficiency ratio trails 95% of credit unions under $1B in assets (rank 1595 of 1682).
- Overall: at or above the peer median on 0 of 7 directional measures.
Return on Assets
-0.34%
Rank 1,555 of 1,683
Net Interest Margin
3.78%
Rank 876 of 1,683
Efficiency Ratio
106.70%
Rank 1,595 of 1,682
Equity / Assets
10.89%
Rank 1,175 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.34% | 0.35% | 0.74% | 1.18% | Beats 8% | 1,555 / 1,683 | | |
| Return on Equity | -3.16% | 2.67% | 5.89% | 8.74% | Beats 6% | 1,572 / 1,681 | | |
| Net Interest Margin | 3.78% | 3.31% | 3.82% | 4.32% | Beats 48% | 876 / 1,683 | | |
| Efficiency Ratio | 106.70% | 68.91% | 78.20% | 86.93% | Beats 5% | 1,595 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.62% | 0.26% | 0.65% | 1.29% | Beats 10% | 1,519 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.89% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,175 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.89% | 10.44% | 12.89% | 16.53% | Beats 30% | 1,175 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 56.61% | 52.61% | 69.38% | 83.50% | 30th pctl | 1,172 / 1,683 | | |
| Loans / Assets | 48.96% | 44.71% | 59.18% | 70.72% | 32nd pctl | 1,147 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |