Joliet Firefighters
Joliet, IL · Charter 65555 · Peer group: credit unions under $1B in assets in the Fort Wayne, IN area (n=19)
NCUA · 1 branch
Q2 2026
$8.3MAssets
$5.7MLoans
$7.3MShares
$960KNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 2 of 19).
- Widest gap: net interest margin trails 84% of credit unions under $1B in assets in the Fort Wayne, IN area (rank 16 of 19).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.59%
Rank 4 of 19
Net Interest Margin
3.27%
Rank 16 of 19
Efficiency Ratio
51.47%
Rank 2 of 19
Equity / Assets
11.56%
Rank 10 of 19
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.59% | -0.27% | 1.22% | 1.52% | Beats 79% | 4 / 19 | |
| Return on Equity | 13.75% | -2.41% | 9.38% | 13.75% | Beats 74% | 5 / 19 | |
| Net Interest Margin | 3.27% | 3.49% | 3.77% | 4.18% | Beats 16% | 16 / 19 | |
| Efficiency Ratio | 51.47% | 68.63% | 79.83% | 95.74% | Beats 95% | 2 / 19 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.38% | 0.61% | 1.20% | Beats 100% | 2 / 19 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.56% | 10.00% | 11.56% | 13.69% | Beats 47% | 10 / 19 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.56% | 10.00% | 11.56% | 13.69% | Beats 47% | 10 / 19 | |
| Liquidity & Funding |
| Loans / Deposits | 77.23% | 49.95% | 68.70% | 81.33% | 68th pctl | 6 / 19 | |
| Loans / Assets | 68.30% | 39.83% | 58.83% | 70.01% | 63rd pctl | 7 / 19 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |