North Platte Union Pacific Employee
North Platte, NE · Charter 65528 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$43.4MAssets
$15.5MLoans
$36.0MShares
$7.2MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 75% of credit unions under $1B in assets (rank 424 of 1683).
- Widest gap: net interest margin trails 86% of credit unions under $1B in assets (rank 1444 of 1683).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.10%
Rank 499 of 1,683
Net Interest Margin
3.02%
Rank 1,444 of 1,683
Efficiency Ratio
70.43%
Rank 476 of 1,682
Equity / Assets
16.48%
Rank 424 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.10% | 0.35% | 0.74% | 1.18% | Beats 70% | 499 / 1,683 | | |
| Return on Equity | 6.66% | 2.67% | 5.89% | 8.74% | Beats 57% | 717 / 1,681 | | |
| Net Interest Margin | 3.02% | 3.31% | 3.82% | 4.32% | Beats 14% | 1,444 / 1,683 | | |
| Efficiency Ratio | 70.43% | 68.91% | 78.20% | 86.93% | Beats 72% | 476 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.75% | 0.26% | 0.65% | 1.29% | Beats 45% | 925 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.48% | 10.44% | 12.89% | 16.53% | Beats 75% | 424 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.48% | 10.44% | 12.89% | 16.53% | Beats 75% | 424 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 43.14% | 52.61% | 69.38% | 83.50% | 14th pctl | 1,445 / 1,683 | | |
| Loans / Assets | 35.83% | 44.71% | 59.18% | 70.72% | 14th pctl | 1,452 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |