Municipal Emps CU of Oklahoma City
Oklahoma City, OK · Charter 65503 · Peer group: credit unions under $1B in assets in the Oklahoma City, OK area (n=17)
NCUA · 5 branches
Q2 2026
$190.5MAssets
$147.9MLoans
$172.3MShares
$16.7MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 94% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 2 of 17).
- Widest gap: net interest margin trails 94% of credit unions under $1B in assets in the Oklahoma City, OK area (rank 16 of 17).
- Overall: at or above the peer median on 1 of 7 directional measures.
Return on Assets
0.31%
Rank 10 of 17
Net Interest Margin
3.25%
Rank 16 of 17
Efficiency Ratio
90.90%
Rank 11 of 17
Equity / Assets
8.79%
Rank 15 of 17
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.31% | 0.09% | 0.50% | 0.87% | Beats 41% | 10 / 17 | |
| Return on Equity | 3.55% | 0.57% | 3.59% | 5.86% | Beats 35% | 11 / 17 | |
| Net Interest Margin | 3.25% | 3.47% | 3.95% | 4.62% | Beats 6% | 16 / 17 | |
| Efficiency Ratio | 90.90% | 72.40% | 84.09% | 93.29% | Beats 41% | 11 / 17 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.17% | 0.24% | 0.51% | 0.96% | Beats 94% | 2 / 17 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 8.79% | 9.54% | 12.63% | 17.12% | Beats 12% | 15 / 17 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 8.79% | 9.54% | 12.63% | 17.12% | Beats 12% | 15 / 17 | |
| Liquidity & Funding |
| Loans / Deposits | 85.86% | 65.22% | 80.30% | 85.86% | 71st pctl | 5 / 17 | |
| Loans / Assets | 77.64% | 51.37% | 68.04% | 74.15% | 88th pctl | 2 / 17 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |