Lawrenceburg, IN · Charter 65493
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.13% | 0.27% | 0.13% | 0.15% | 0.41% | +54 bps | |
| Return on Equity | -1.24% | 2.64% | 1.34% | 1.60% | 3.96% | +521 bps | |
| Net Interest Margin | 2.86% | 2.91% | 2.81% | 2.93% | 3.25% | +39 bps | |
| Efficiency Ratio | 94.47% | 87.49% | 91.07% | 94.33% | 89.32% | -515 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 5.00% | 3.91% | 6.76% | 14.61% | 3.96% | -104 bps | |
| Loan Growth (YoY) | -11.42% | -7.77% | -6.77% | -5.42% | -8.22% | +320 bps | |
| Share Growth (YoY) | 5.85% | 4.44% | 7.63% | 16.30% | 4.06% | -179 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 2.62% | 3.66% | 2.58% | 2.72% | 2.03% | -59 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.61% | 10.32% | 9.80% | 9.43% | 10.40% | -21 bps | |
| Net Worth / Assets | 10.61% | 10.32% | 9.80% | 9.43% | 10.40% | -21 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 59.28% | 57.82% | 53.53% | 49.83% | 52.29% | -699 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |