Members First Credit Union of N.H.
Manchester, NH · Charter 65491 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$277.1MAssets
$140.5MLoans
$251.5MShares
$26.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 78% of credit unions under $1B in assets (rank 368 of 1681).
- Widest gap: equity / assets trails 85% of credit unions under $1B in assets (rank 1429 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.87%
Rank 716 of 1,683
Net Interest Margin
3.37%
Rank 1,226 of 1,683
Efficiency Ratio
76.18%
Rank 739 of 1,682
Equity / Assets
9.50%
Rank 1,429 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.87% | 0.35% | 0.74% | 1.18% | Beats 57% | 716 / 1,683 | |
| Return on Equity | 9.20% | 2.67% | 5.89% | 8.74% | Beats 78% | 368 / 1,681 | |
| Net Interest Margin | 3.37% | 3.31% | 3.82% | 4.32% | Beats 27% | 1,226 / 1,683 | |
| Efficiency Ratio | 76.18% | 68.91% | 78.20% | 86.93% | Beats 56% | 739 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.52% | 0.26% | 0.65% | 1.29% | Beats 58% | 711 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.50% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,429 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.50% | 10.44% | 12.89% | 16.53% | Beats 15% | 1,429 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 55.84% | 52.61% | 69.38% | 83.50% | 29th pctl | 1,195 / 1,683 | |
| Loans / Assets | 50.68% | 44.71% | 59.18% | 70.72% | 35th pctl | 1,095 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |