Indianapolis, IN · Charter 65458
NCUA · 3 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.09% | 0.82% | 1.15% | 0.91% | 0.88% | 0.60% | -0.06% | 0.19% | -72 bps | |
| Return on Equity | 7.20% | 5.39% | 7.44% | 5.80% | 5.57% | 3.72% | -0.38% | 1.19% | -462 bps | |
| Net Interest Margin | 4.49% | 4.52% | 4.61% | 4.70% | 4.69% | 4.72% | 4.61% | 4.79% | +9 bps | |
| Efficiency Ratio | 79.23% | 83.57% | 80.15% | 83.13% | 82.66% | 87.04% | 88.94% | 89.71% | +658 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 10.73% | 11.52% | 1.82% | 1.83% | -0.55% | -1.38% | -0.55% | -2.59% | -442 bps | |
| Loan Growth (YoY) | 5.66% | 8.17% | 8.39% | 3.97% | 2.27% | 1.31% | -2.82% | 1.09% | -288 bps | |
| Share Growth (YoY) | 12.18% | 13.51% | 1.09% | 1.29% | -1.49% | -2.34% | -0.38% | -5.33% | -662 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.49% | 0.34% | 0.21% | 0.31% | 0.33% | 0.29% | 0.38% | 0.25% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 15.16% | 15.29% | 15.39% | 15.66% | 15.84% | 16.03% | 15.67% | 16.25% | +58 bps | |
| Net Worth / Assets | 15.16% | 15.29% | 15.39% | 15.66% | 15.84% | 16.03% | 15.67% | 16.25% | +58 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 81.86% | 84.02% | 84.36% | 84.56% | 84.98% | 87.17% | 82.30% | 90.30% | +574 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |