Indianapolis, IN · Charter 65458
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.91% | 0.88% | 0.60% | -0.06% | 0.19% | -72 bps | |
| Return on Equity | 5.80% | 5.57% | 3.72% | -0.38% | 1.19% | -462 bps | |
| Net Interest Margin | 4.70% | 4.69% | 4.72% | 4.61% | 4.79% | +9 bps | |
| Efficiency Ratio | 83.13% | 82.66% | 87.04% | 88.94% | 89.71% | +658 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.83% | -0.55% | -1.38% | -0.55% | -2.59% | -442 bps | |
| Loan Growth (YoY) | 3.97% | 2.27% | 1.31% | -2.82% | 1.09% | -288 bps | |
| Share Growth (YoY) | 1.29% | -1.49% | -2.34% | -0.38% | -5.33% | -662 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.31% | 0.33% | 0.29% | 0.38% | 0.25% | -6 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 15.66% | 15.84% | 16.03% | 15.67% | 16.25% | +58 bps | |
| Net Worth / Assets | 15.66% | 15.84% | 16.03% | 15.67% | 16.25% | +58 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.56% | 84.98% | 87.17% | 82.30% | 90.30% | +574 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |