Marietta, OH · Cert 6544 · Peoples Bcorp Inc.
State charter, Fed member · FED · 132 branches
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Banks $1B-$10B in assets operating regionally (n=176). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
59
Asset Quality
31
Profitability
57
Liquidity
91
Efficiency
60
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Marietta, OH · Cert 6544 · Peoples Bcorp Inc.
State charter, Fed member · FED · 132 branches
Q2 2026
Market Position · Cincinnati, OH-KY-IN · 2026 SOD (annual) · 0.4% share · #16 of 54 inst. · $0.7B of $187.5B
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Tier 1 Leverage Ratio
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 1.46% | 1.42% | 1.22% | 1.12% | 1.20% | 1.27% | 1.32% | 1.31% | +18 bps | |
| Return on Equity | 12.26% | 11.89% | 9.91% | 9.17% | 9.79% | 10.40% | 10.73% | 10.48% | +131 bps | |
| Net Interest Margin | 4.00% | 4.00% | 3.88% | 3.89% | 3.85% | 3.86% | 3.93% | 3.98% | +8 bps | |
| Efficiency Ratio | 54.70% | 55.49% | 57.29% | 57.03% | 56.38% | 56.32% | 56.13% | 56.08% | -95 bps | |
| Non-Interest Burden | 1.71% | 1.75% | 1.72% | 1.72% | 1.68% | 1.69% | 1.67% | 1.69% | -3 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 2.28% | 1.12% | -0.18% | 3.41% | 5.35% | 4.27% | 4.37% | -0.01% | -342 bps | |
| Loan Growth (YoY) | 3.09% | 3.23% | 3.63% | 4.35% | 7.28% | 6.28% | 5.34% | 3.32% | -103 bps | |
| Deposit Growth (YoY) | 6.30% | 6.34% | 5.55% | 4.66% | 4.73% | 1.43% | -0.99% | -2.29% | -695 bps | |
| Asset Quality | ||||||||||
| Nonperforming Loans / Loans | 0.99% | 0.67% | 0.62% | 0.61% | 0.58% | 0.63% | 0.58% | 0.60% | -1 bps | |
| Net Charge-Offs / Loans | 0.29% | 0.37% | 0.51% | 0.46% | 0.43% | 0.43% | 0.39% | 0.35% | -11 bps | |
| Allowance / Loans | 1.06% | 1.00% | 1.01% | 1.13% | 1.11% | 1.12% | 1.16% | 1.14% | +1 bps | |
| Allowance Coverage of NPLs | 1.1x | 1.5x | 1.6x | 1.8x | 1.9x | 1.8x | 2.0x | 1.9x | +0.1x | |
| Capital | ||||||||||
| Tier 1 Leverage Ratio | 9.35% | 9.48% | 9.53% | 9.53% | 9.43% | 9.33% | 9.54% | 9.70% | +18 bps | |
| Total Risk-Based Capital | 12.84% | 12.99% | 13.14% | 13.05% | 13.18% | 13.03% | 13.21% | 13.40% | +35 bps | |
| Equity / Assets | 12.43% | 12.12% | 12.41% | 12.14% | 12.33% | 12.29% | 12.37% | 12.71% | +57 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Deposits | 83.44% | 83.23% | 82.71% | 85.96% | 85.47% | 87.22% | 88.00% | 90.89% | +493 bps | |
| Liquid Assets / Assets | 9.16% | 9.54% | 8.79% | 10.09% | 10.40% | 10.40% | 9.97% | 9.86% | -24 bps | |
| CRE / Total Capital | n/a | n/a | n/a | n/a | 280% | 287% | 277% | n/a | n/a | |
Marietta, OH · Cert 6544 · Peer group: banks $1B-$10B in assets operating regionally (n=176) · Peoples Bcorp Inc.
State charter, Fed member · FED · 132 branches
Q2 2026
Return on Assets
1.31%
Rank 78 of 176
Net Interest Margin
3.98%
Rank 38 of 176
Efficiency Ratio
57.47%
Rank 72 of 176
Equity / Assets
12.71%
Rank 25 of 176
| Metric | Your Bank | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.31% | 0.93% | 1.26% | 1.54% | Beats 56% | 78 / 176 | n/a | |
| Return on Equity | 10.35% | 9.26% | 11.89% | 14.46% | Beats 38% | 109 / 176 | n/a | |
| Net Interest Margin | 3.98% | 3.25% | 3.59% | 3.93% | Beats 78% | 38 / 176 | n/a | |
| Efficiency Ratio | 57.47% | 52.79% | 59.55% | 67.66% | Beats 60% | 72 / 176 | n/a | |
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 0.60% | 0.30% | 0.64% | 1.32% | Beats 52% | 86 / 176 | n/a | |
| Net Charge-Offs / Loans | 0.21% | 0.01% | 0.04% | 0.10% | Beats 10% | 159 / 176 | n/a | |
| Capital | ||||||||
| Tier 1 Capital Ratio | 12.30% | 11.15% | 12.72% | 14.15% | Beats 45% | 97 / 176 | n/a | |
| Total Risk-Based Capital Ratio | 13.40% | 11.81% | 13.63% | 15.33% | Beats 47% | 93 / 176 | n/a | |
| Equity / Assets | 12.71% | 9.16% | 10.35% | 11.80% | Beats 86% | 25 / 176 | n/a | |
| Liquidity & Funding | ||||||||
| Loans / Deposits | 90.89% | 80.94% | 89.73% | 97.21% | 55th pctl | 79 / 176 | n/a | |
| Loans / Assets | 71.61% | 69.25% | 75.12% | 80.82% | 33rd pctl | 118 / 176 | n/a | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||