Lisle, IL · Charter 65421
NCUA · 4 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.62% | 0.62% | 0.54% | 0.44% | 0.45% | -17 bps | |
| Return on Equity | 4.37% | 4.30% | 3.79% | 3.08% | 3.10% | -128 bps | |
| Net Interest Margin | 3.39% | 3.43% | 3.42% | 3.35% | 3.44% | +5 bps | |
| Efficiency Ratio | 77.68% | 79.34% | 80.08% | 78.38% | 78.10% | +42 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.34% | 1.34% | 3.15% | 2.42% | 1.29% | -305 bps | |
| Loan Growth (YoY) | 9.17% | 7.53% | 3.91% | 3.93% | 1.56% | -761 bps | |
| Share Growth (YoY) | 3.91% | -0.54% | 0.55% | 1.46% | 0.74% | -317 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.29% | 0.50% | 0.56% | 0.58% | 1.16% | +86 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.27% | 14.49% | 14.37% | 14.27% | 14.53% | +26 bps | |
| Net Worth / Assets | 14.27% | 14.49% | 14.37% | 14.27% | 14.53% | +26 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 84.36% | 86.53% | 84.75% | 83.08% | 85.04% | +68 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |