Healthcare Associates
Lisle, IL · Charter 65421 · Peer group: credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (n=93-96)
NCUA · 4 branches
Q2 2026
$481.6MAssets
$343.2MLoans
$403.6MShares
$70.0MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 56% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 43 of 96).
- Widest gap: nonperforming loans / loans trails 60% of credit unions under $1B in assets in the Chicago-Naperville-Elgin, IL-IN area (rank 57 of 93).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.45%
Rank 47 of 96
Net Interest Margin
3.44%
Rank 54 of 96
Efficiency Ratio
78.10%
Rank 43 of 96
Equity / Assets
14.53%
Rank 53 of 96
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.45% | -0.02% | 0.42% | 1.03% | Beats 51% | 47 / 96 | | |
| Return on Equity | 3.10% | -0.11% | 2.94% | 6.89% | Beats 52% | 46 / 95 | | |
| Net Interest Margin | 3.44% | 3.01% | 3.57% | 4.27% | Beats 44% | 54 / 96 | | |
| Efficiency Ratio | 78.10% | 73.45% | 82.91% | 96.61% | Beats 56% | 43 / 96 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.16% | 0.08% | 0.86% | 1.63% | Beats 40% | 57 / 93 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 14.53% | 11.79% | 15.23% | 18.93% | Beats 45% | 53 / 96 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 14.53% | 11.79% | 15.23% | 18.93% | Beats 45% | 53 / 96 | | |
| Liquidity & Funding |
| Loans / Deposits | 85.04% | 32.14% | 50.03% | 67.81% | 95th pctl | 5 / 96 | | |
| Loans / Assets | 71.25% | 23.12% | 42.50% | 56.24% | 91st pctl | 9 / 96 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |