Doylestown, PA · Charter 65411
NCUA · 2 branches
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.28% | 0.27% | 0.22% | 0.25% | 0.19% | 0.20% | 0.26% | 0.33% | +8 bps | |
| Return on Equity | 2.34% | 2.24% | 1.85% | 2.01% | 1.52% | 1.61% | 2.09% | 2.68% | +68 bps | |
| Net Interest Margin | 0.84% | 0.83% | 0.84% | 0.81% | 0.74% | 0.75% | 0.85% | 0.89% | +9 bps | |
| Efficiency Ratio | 57.62% | 58.15% | 62.64% | 63.83% | 70.62% | 70.29% | 70.23% | 63.40% | -43 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -8.67% | -3.73% | -1.79% | -1.19% | -0.29% | -0.96% | 0.58% | 2.38% | +357 bps | |
| Loan Growth (YoY) | 5.11% | 0.33% | -4.39% | -12.25% | -13.85% | -12.68% | -12.50% | -7.76% | +449 bps | |
| Share Growth (YoY) | -9.95% | -4.49% | -2.26% | -1.67% | -0.65% | -1.44% | 0.29% | 2.37% | +404 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.04% | 1.05% | 1.05% | 0.74% | 0.69% | 0.63% | 0.60% | 0.91% | +18 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 12.04% | 12.05% | 12.10% | 12.26% | 12.27% | 12.36% | 12.23% | 12.22% | -5 bps | |
| Net Worth / Assets | 12.04% | 12.05% | 12.10% | 12.26% | 12.27% | 12.36% | 12.23% | 12.22% | -5 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 7.12% | 7.00% | 6.59% | 6.33% | 6.18% | 6.20% | 5.75% | 5.71% | -63 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |