PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Nationwide Pennsylvania Employees

Harrisburg, PA · Charter 65379

Q4 1995

$5.2MAssets
$2.9MLoans
$4.7MShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.59%.
  • Asset quality: problem loans at 1.51% of loans.
  • Funding: loans stand at 60.25% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

4.59%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets5.56%4.90%4.94%4.59%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.85%0.66%0.61%1.51%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans1.62%0.99%1.10%1.51%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares66.08%71.24%69.89%60.25%n/a
Liquid Assets / Assets3.06%0.08%4.04%4.90%n/a