Wichita, KS · Charter 65378
NCUA · 9 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.49% | 0.64% | 0.70% | 0.98% | 0.66% | +17 bps | |
| Return on Equity | 5.55% | 7.15% | 7.86% | 10.82% | 7.42% | +188 bps | |
| Net Interest Margin | 3.31% | 3.41% | 3.43% | 3.59% | 3.54% | +23 bps | |
| Efficiency Ratio | 78.93% | 77.66% | 76.06% | 68.42% | 74.14% | -479 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 11.92% | 10.98% | 12.32% | 12.62% | 7.51% | -441 bps | |
| Loan Growth (YoY) | 11.07% | 13.91% | 12.24% | 14.61% | 11.18% | +11 bps | |
| Share Growth (YoY) | 13.74% | 12.19% | 12.61% | 13.48% | 7.05% | -669 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.45% | 0.50% | 0.52% | 0.50% | 0.47% | +2 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 8.87% | 9.00% | 8.96% | 9.03% | 8.94% | +7 bps | |
| Net Worth / Assets | 8.87% | 9.00% | 8.96% | 9.03% | 8.94% | +7 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 106.48% | 109.12% | 108.77% | 108.66% | 110.59% | +411 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |