McPherson, KS · Charter 65371
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.88% | 1.58% | 1.25% | 0.88% | 1.00% | -88 bps | |
| Return on Equity | 20.70% | 16.90% | 13.74% | 9.54% | 10.25% | -1,045 bps | |
| Net Interest Margin | 4.25% | 4.42% | 4.41% | 4.67% | 4.89% | +64 bps | |
| Efficiency Ratio | 68.00% | 72.57% | 77.06% | 83.22% | 81.32% | +1,332 bps | |
| Growth | |||||||
| Asset Growth (YoY) | -0.99% | 1.11% | 4.55% | 1.88% | 1.85% | +284 bps | |
| Loan Growth (YoY) | -1.94% | -0.67% | 3.53% | 4.06% | 3.70% | +564 bps | |
| Share Growth (YoY) | -2.14% | 0.98% | 3.58% | 1.06% | 1.08% | +322 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.02% | 0.00% | 0.11% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 9.06% | 9.33% | 9.10% | 9.27% | 9.74% | +68 bps | |
| Net Worth / Assets | 9.06% | 9.33% | 9.10% | 9.27% | 9.74% | +68 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 94.46% | 93.22% | 94.46% | 93.11% | 96.90% | +245 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |