McPherson Co-op
McPherson, KS · Charter 65371 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$44.0MAssets
$38.4MLoans
$39.6MShares
$4.3MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 90% of credit unions under $1B in assets (rank 171 of 1683).
- Widest gap: equity / assets trails 83% of credit unions under $1B in assets (rank 1389 of 1683).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
1.00%
Rank 592 of 1,683
Net Interest Margin
4.89%
Rank 171 of 1,683
Efficiency Ratio
81.34%
Rank 1,000 of 1,682
Equity / Assets
9.74%
Rank 1,389 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.35% | 0.74% | 1.18% | Beats 65% | 592 / 1,683 | | |
| Return on Equity | 10.27% | 2.67% | 5.89% | 8.74% | Beats 85% | 260 / 1,681 | | |
| Net Interest Margin | 4.89% | 3.31% | 3.82% | 4.32% | Beats 90% | 171 / 1,683 | | |
| Efficiency Ratio | 81.34% | 68.91% | 78.20% | 86.93% | Beats 41% | 1,000 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.11% | 0.26% | 0.65% | 1.29% | Beats 86% | 243 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.74% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,389 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.74% | 10.44% | 12.89% | 16.53% | Beats 17% | 1,389 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 96.90% | 52.61% | 69.38% | 83.50% | 95th pctl | 90 / 1,683 | | |
| Loans / Assets | 87.25% | 44.71% | 59.18% | 70.72% | 99th pctl | 21 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |