PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Plaquemines Public Schools

Belle Chasse, LA · Charter 65310

Q4 1995

$263KAssets
$152KLoans
$236KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 4.10%.
  • Asset quality: problem loans at 4.98% of loans.
  • Funding: loans stand at 64.43% of shares as of Q4 1995.

Financial Results

Return on Assets (quarter, annualized)

4.10%

Net Interest Margin (quarter, annualized)

n/a

Efficiency Ratio (quarter, annualized)

n/a

Net Worth / Assets

n/a

Discrete quarter, annualized.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets3.90%3.94%4.54%4.10%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans0.00%0.72%0.80%4.98%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans3.51%3.02%2.49%2.70%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares38.10%57.29%50.55%64.43%n/a
Liquid Assets / Assets0.00%0.00%23.30%22.84%n/a