Springfield Firefighters
Springfield, IL · Charter 65256 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$3.4MAssets
$722KLoans
$2.8MShares
$558KNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 100% of credit unions under $1B in assets in IL (rank 1 of 50).
- Widest gap: equity / assets trails 24% of credit unions under $1B in assets in IL (rank 12 of 50).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
3.39%
Rank 1 of 50
Net Interest Margin
5.53%
Rank 2 of 50
Efficiency Ratio
37.63%
Rank 1 of 50
Equity / Assets
16.58%
Rank 12 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 3.39% | 0.49% | 0.97% | 1.35% | Beats 98% | 1 / 50 | |
| Return on Equity | 20.43% | 3.76% | 7.55% | 10.28% | Beats 96% | 2 / 50 | |
| Net Interest Margin | 5.53% | 3.15% | 3.72% | 4.20% | Beats 96% | 2 / 50 | |
| Efficiency Ratio | 37.63% | 67.18% | 75.90% | 80.66% | Beats 100% | 1 / 50 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.14% | 0.47% | 0.87% | Beats 100% | 7 / 50 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.58% | 10.68% | 13.50% | 16.38% | Beats 76% | 12 / 50 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.58% | 10.68% | 13.50% | 16.38% | Beats 76% | 12 / 50 | |
| Liquidity & Funding |
| Loans / Deposits | 25.84% | 55.23% | 70.87% | 80.60% | 4th pctl | 48 / 50 | |
| Loans / Assets | 21.45% | 43.53% | 60.64% | 68.47% | 4th pctl | 48 / 50 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |