Industrial Employees
Centerville, IA · Charter 65242 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$9.2MAssets
$4.7MLoans
$7.1MShares
$2.0MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 91% of credit unions under $1B in assets (rank 157 of 1683).
- Widest gap: return on equity trails 61% of credit unions under $1B in assets (rank 1020 of 1681).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.00%
Rank 595 of 1,683
Net Interest Margin
4.08%
Rank 608 of 1,683
Efficiency Ratio
79.48%
Rank 907 of 1,682
Equity / Assets
22.15%
Rank 157 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.00% | 0.35% | 0.74% | 1.18% | Beats 65% | 595 / 1,683 | | |
| Return on Equity | 4.51% | 2.67% | 5.89% | 8.74% | Beats 39% | 1,020 / 1,681 | | |
| Net Interest Margin | 4.08% | 3.31% | 3.82% | 4.32% | Beats 64% | 608 / 1,683 | | |
| Efficiency Ratio | 79.48% | 68.91% | 78.20% | 86.93% | Beats 46% | 907 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.04% | 0.26% | 0.65% | 1.29% | Beats 90% | 175 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 22.15% | 10.44% | 12.89% | 16.53% | Beats 91% | 157 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 22.15% | 10.44% | 12.89% | 16.53% | Beats 91% | 157 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 65.69% | 52.61% | 69.38% | 83.50% | 43rd pctl | 961 / 1,683 | | |
| Loans / Assets | 50.93% | 44.71% | 59.18% | 70.72% | 35th pctl | 1,091 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |