PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

Swiss Valley Farms

Cedar Rapids, IA · Charter 65149

Q4 1995

$636KAssets
$499KLoans
$558KShares
n/aNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.98%.
  • Asset quality: problem loans at 0.78% of loans.
  • Funding: loans stand at 89.33% of shares as of Q4 1995.

Financial Results

Return on Assets (YTD, annualized)

1.98%

Net Interest Margin (YTD, annualized)

n/a

Efficiency Ratio (YTD, annualized)

n/a

Net Worth / Assets

n/a

Year to date, annualized, through each quarter.

MetricQ2 1994Q4 1994Q2 1995Q4 1995YoY ΔTrend
Earnings
Return on Assets-0.08%2.30%0.40%1.98%n/a
Return on Equityn/an/an/an/an/an/a
Net Interest Marginn/an/an/an/an/an/a
Efficiency Ration/an/an/an/an/an/a
Growth
Asset Growth (YoY)n/an/an/an/an/an/a
Loan Growth (YoY)n/an/an/an/an/an/a
Share Growth (YoY)n/an/an/an/an/an/a
Asset Quality
Delinquent Loans / Loans2.63%2.80%2.32%0.78%n/a
Net Charge-Offs / Loansn/an/an/an/an/an/a
Allowance / Loans2.93%1.89%3.40%4.49%n/a
Capital
Risk-Based Capitaln/an/an/an/an/an/a
Net Worth / Assetsn/an/an/an/an/an/a
Liquidity & Funding
Loans / Shares105.47%108.84%113.86%89.33%n/a
Liquid Assets / Assets6.67%2.82%1.33%18.76%n/a