St. Athanasius
Jesup, IA · Charter 65136 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$441KAssets
$337KLoans
$330KShares
$111KNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 100% of credit unions under $1B in assets (rank 6 of 1683).
- Widest gap: nonperforming loans / loans trails 98% of credit unions under $1B in assets (rank 1650 of 1682).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.81%
Rank 122 of 1,683
Net Interest Margin
8.16%
Rank 6 of 1,683
Efficiency Ratio
83.33%
Rank 1,109 of 1,682
Equity / Assets
25.17%
Rank 100 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.81% | 0.35% | 0.74% | 1.18% | Beats 93% | 122 / 1,683 | | |
| Return on Equity | 7.21% | 2.67% | 5.89% | 8.74% | Beats 63% | 621 / 1,681 | | |
| Net Interest Margin | 8.16% | 3.31% | 3.82% | 4.32% | Beats 100% | 6 / 1,683 | | |
| Efficiency Ratio | 83.33% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,109 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 6.53% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,650 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.17% | 10.44% | 12.89% | 16.53% | Beats 94% | 100 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.17% | 10.44% | 12.89% | 16.53% | Beats 94% | 100 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 102.12% | 52.61% | 69.38% | 83.50% | 97th pctl | 44 / 1,683 | | |
| Loans / Assets | 76.42% | 44.71% | 59.18% | 70.72% | 86th pctl | 238 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |