Jesup, IA · Charter 65136
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets (n=1,681 to 1,683). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
94
Asset Quality
2
Profitability
85
Liquidity
0
Efficiency
34
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Jesup, IA · Charter 65136
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.39% | 0.73% | 0.14% | 0.30% | 1.73% | +34 bps | |
| Return on Equity | 8.21% | 4.28% | 0.66% | 1.36% | 6.85% | -135 bps | |
| Net Interest Margin | 6.50% | 6.10% | 7.88% | 6.04% | 8.21% | +171 bps | |
| Efficiency Ratio | 65.15% | 71.73% | 85.80% | 95.24% | 79.33% | +1,418 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.18% | 1.19% | -21.09% | -22.84% | -32.92% | -3,611 bps | |
| Loan Growth (YoY) | -6.11% | -3.95% | -9.29% | -12.70% | -20.54% | -1,443 bps | |
| Share Growth (YoY) | 3.80% | 2.76% | -25.56% | -27.32% | -39.66% | -4,345 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 10.26% | 12.60% | 29.38% | 15.40% | 6.68% | -358 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 5.05% | 5.24% | 5.55% | 5.93% | 0.74% | -431 bps | |
| Capital | |||||||
| Risk-Based Capital | 16.95% | 16.99% | 21.44% | 21.67% | 25.26% | +831 bps | |
| Net Worth / Assets | 16.95% | 16.99% | 21.44% | 21.67% | 25.26% | +831 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 77.57% | 82.78% | 107.15% | 101.22% | 102.14% | +2,457 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Jesup, IA · Charter 65136 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
Return on Assets
1.81%
Rank 122 of 1,683
Net Interest Margin
8.16%
Rank 6 of 1,683
Efficiency Ratio
83.33%
Rank 1,109 of 1,682
Equity / Assets
25.17%
Rank 100 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.81% | 0.35% | 0.74% | 1.18% | Beats 93% | 122 / 1,683 | |
| Return on Equity | 7.21% | 2.67% | 5.89% | 8.74% | Beats 63% | 621 / 1,681 | |
| Net Interest Margin | 8.16% | 3.31% | 3.82% | 4.32% | Beats 100% | 6 / 1,683 | |
| Efficiency Ratio | 83.33% | 68.91% | 78.20% | 86.93% | Beats 34% | 1,109 / 1,682 | |
| Asset Quality | |||||||
| Nonperforming Loans / Loans | 6.53% | 0.26% | 0.65% | 1.29% | Beats 2% | 1,650 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution | |||||
| Capital | |||||||
| Tier 1 Capital Ratio | 25.17% | 10.44% | 12.89% | 16.53% | Beats 94% | 100 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | |||||
| Equity / Assets | 25.17% | 10.44% | 12.89% | 16.53% | Beats 94% | 100 / 1,683 | |
| Liquidity & Funding | |||||||
| Loans / Deposits | 102.12% | 52.61% | 69.38% | 83.50% | 97th pctl | 44 / 1,683 | |
| Loans / Assets | 76.42% | 44.71% | 59.18% | 70.72% | 86th pctl | 238 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution | |||||