Littleton, CO · Charter 65111
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | -0.29% | -0.20% | -0.69% | -0.96% | -1.52% | -1.09% | 0.38% | -0.06% | +90 bps | |
| Return on Equity | -3.10% | -2.18% | -7.50% | -10.43% | -17.74% | -13.94% | 5.22% | -0.91% | +951 bps | |
| Net Interest Margin | 4.98% | 4.80% | 4.73% | 4.97% | 4.94% | 4.63% | 4.63% | 4.60% | -37 bps | |
| Efficiency Ratio | 106.12% | 105.82% | 111.74% | 108.55% | 108.47% | 105.52% | 93.48% | 95.29% | -1,325 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | -11.52% | -11.79% | -10.00% | -12.29% | -3.95% | 1.66% | 15.50% | 20.94% | +3,323 bps | |
| Loan Growth (YoY) | -5.54% | -13.37% | -12.18% | -6.98% | -8.91% | 6.58% | 20.55% | 22.00% | +2,898 bps | |
| Share Growth (YoY) | -12.07% | -12.48% | -10.33% | -13.91% | -3.27% | 3.05% | 18.11% | 24.03% | +3,794 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.00% | 0.88% | 0.37% | 0.21% | 0.23% | 0.05% | 1.20% | +83 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.44% | 0.36% | 0.37% | 0.42% | 0.65% | 0.49% | 0.45% | 0.62% | +21 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.32% | 9.06% | 9.25% | 9.24% | 8.57% | 7.82% | 7.25% | 7.02% | -222 bps | |
| Net Worth / Assets | 9.32% | 9.06% | 9.25% | 9.24% | 8.57% | 7.82% | 7.25% | 7.02% | -222 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 102.66% | 95.40% | 97.15% | 99.91% | 96.67% | 98.66% | 99.15% | 98.28% | -163 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |