Central Vermont Medical Center, Inc.
Barre, VT · Charter 65090 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$12.7MAssets
$3.9MLoans
$9.3MShares
$3.3MNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 95% of credit unions under $1B in assets (rank 87 of 1683).
- Widest gap: nonperforming loans / loans trails 96% of credit unions under $1B in assets (rank 1616 of 1682).
- Overall: at or above the peer median on 2 of 7 directional measures.
Return on Assets
-0.44%
Rank 1,572 of 1,683
Net Interest Margin
3.75%
Rank 902 of 1,683
Efficiency Ratio
97.22%
Rank 1,534 of 1,682
Equity / Assets
25.89%
Rank 87 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | -0.44% | 0.35% | 0.74% | 1.18% | Beats 7% | 1,572 / 1,683 | | |
| Return on Equity | -1.71% | 2.67% | 5.89% | 8.74% | Beats 8% | 1,542 / 1,681 | | |
| Net Interest Margin | 3.75% | 3.31% | 3.82% | 4.32% | Beats 46% | 902 / 1,683 | | |
| Efficiency Ratio | 97.22% | 68.91% | 78.20% | 86.93% | Beats 9% | 1,534 / 1,682 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 4.53% | 0.26% | 0.65% | 1.29% | Beats 4% | 1,616 / 1,682 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 25.89% | 10.44% | 12.89% | 16.53% | Beats 95% | 87 / 1,683 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 25.89% | 10.44% | 12.89% | 16.53% | Beats 95% | 87 / 1,683 | | |
| Liquidity & Funding |
| Loans / Deposits | 42.29% | 52.61% | 69.38% | 83.50% | 13th pctl | 1,456 / 1,683 | | |
| Loans / Assets | 31.09% | 44.71% | 59.18% | 70.72% | 9th pctl | 1,534 / 1,683 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |