Holy Rosary
Rochester, NH · Charter 65088 · Peer group: credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (n=66)
NCUA · 5 branches
Q2 2026
$508.0MAssets
$324.5MLoans
$457.7MShares
$47.3MNet Worth
Executive Summary
- Strongest standing: return on equity outperforms 97% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 2 of 66).
- Widest gap: equity / assets trails 82% of credit unions under $1B in assets in the Boston-Cambridge-Newton, MA-NH area (rank 54 of 66).
- Overall: at or above the peer median on 5 of 7 directional measures.
Return on Assets
1.04%
Rank 15 of 66
Net Interest Margin
3.32%
Rank 31 of 66
Efficiency Ratio
73.49%
Rank 21 of 66
Equity / Assets
9.31%
Rank 54 of 66
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.04% | 0.38% | 0.59% | 1.00% | Beats 77% | 15 / 66 | |
| Return on Equity | 11.17% | 2.62% | 4.89% | 6.39% | Beats 97% | 2 / 66 | |
| Net Interest Margin | 3.32% | 2.83% | 3.27% | 3.84% | Beats 53% | 31 / 66 | |
| Efficiency Ratio | 73.49% | 68.43% | 80.15% | 87.18% | Beats 70% | 21 / 66 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.48% | 0.08% | 0.48% | 1.18% | Beats 53% | 32 / 66 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 9.31% | 9.84% | 13.79% | 17.21% | Beats 18% | 54 / 66 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 9.31% | 9.84% | 13.79% | 17.21% | Beats 18% | 54 / 66 | |
| Liquidity & Funding |
| Loans / Deposits | 70.89% | 50.73% | 71.54% | 81.61% | 48th pctl | 34 / 66 | |
| Loans / Assets | 63.88% | 40.53% | 57.05% | 68.92% | 62nd pctl | 25 / 66 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |