Pueblo, CO · Charter 65082
NCUA · 3 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.00% | 0.90% | 0.91% | 0.72% | 0.79% | -21 bps | |
| Return on Equity | 8.83% | 7.81% | 7.90% | 6.31% | 6.79% | -203 bps | |
| Net Interest Margin | 3.64% | 3.70% | 3.70% | 3.81% | 3.84% | +20 bps | |
| Efficiency Ratio | 67.79% | 68.82% | 68.51% | 70.27% | 69.04% | +125 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.57% | 6.01% | 6.53% | 4.51% | 3.68% | -89 bps | |
| Loan Growth (YoY) | 4.43% | 3.90% | 9.37% | 12.69% | 11.79% | +736 bps | |
| Share Growth (YoY) | 3.40% | 5.21% | 5.44% | 3.64% | 2.51% | -89 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 1.16% | 1.01% | 0.90% | 0.53% | 1.19% | +3 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 11.39% | 11.50% | 11.46% | 11.47% | 11.67% | +28 bps | |
| Net Worth / Assets | 11.39% | 11.50% | 11.46% | 11.47% | 11.67% | +28 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 75.42% | 79.83% | 81.15% | 80.64% | 82.25% | +683 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |