Sunwest
Pueblo, CO · Charter 65082 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 3 branches
Q2 2026
$233.3MAssets
$168.4MLoans
$204.8MShares
$27.2MNet Worth
Executive Summary
- Strongest standing: efficiency ratio outperforms 75% of credit unions under $1B in assets (rank 428 of 1682).
- Widest gap: nonperforming loans / loans trails 72% of credit unions under $1B in assets (rank 1220 of 1682).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.79%
Rank 789 of 1,683
Net Interest Margin
3.84%
Rank 828 of 1,683
Efficiency Ratio
69.03%
Rank 428 of 1,682
Equity / Assets
11.67%
Rank 1,048 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.79% | 0.35% | 0.74% | 1.18% | Beats 53% | 789 / 1,683 | |
| Return on Equity | 6.79% | 2.67% | 5.89% | 8.74% | Beats 59% | 695 / 1,681 | |
| Net Interest Margin | 3.84% | 3.31% | 3.82% | 4.32% | Beats 51% | 828 / 1,683 | |
| Efficiency Ratio | 69.03% | 68.91% | 78.20% | 86.93% | Beats 75% | 428 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 1.19% | 0.26% | 0.65% | 1.29% | Beats 28% | 1,220 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 11.67% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,048 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 11.67% | 10.44% | 12.89% | 16.53% | Beats 38% | 1,048 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 82.25% | 52.61% | 69.38% | 83.50% | 74th pctl | 445 / 1,683 | |
| Loans / Assets | 72.19% | 44.71% | 59.18% | 70.72% | 78th pctl | 370 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |