Siue
Edwardsville, IL · Charter 65046 · Peer group: credit unions under $1B in assets in the St. Louis, MO-IL area (n=26-27)
NCUA · 1 branch
Q2 2026
$30.7MAssets
$12.3MLoans
$27.3MShares
$3.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 81% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 6 of 27).
- Widest gap: efficiency ratio trails 59% of credit unions under $1B in assets in the St. Louis, MO-IL area (rank 17 of 27).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.68%
Rank 13 of 27
Net Interest Margin
4.07%
Rank 7 of 27
Efficiency Ratio
82.53%
Rank 17 of 27
Equity / Assets
10.56%
Rank 14 of 27
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.68% | 0.25% | 0.67% | 0.86% | Beats 52% | 13 / 27 | |
| Return on Equity | 6.41% | 2.16% | 5.85% | 7.25% | Beats 65% | 9 / 26 | |
| Net Interest Margin | 4.07% | 3.01% | 3.75% | 4.07% | Beats 74% | 7 / 27 | |
| Efficiency Ratio | 82.53% | 71.97% | 77.45% | 89.37% | Beats 41% | 17 / 27 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.22% | 0.24% | 0.77% | 1.40% | Beats 81% | 6 / 27 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 10.56% | 9.38% | 10.56% | 15.42% | Beats 48% | 14 / 27 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 10.56% | 9.38% | 10.56% | 15.42% | Beats 48% | 14 / 27 | |
| Liquidity & Funding |
| Loans / Deposits | 45.14% | 56.38% | 74.82% | 87.76% | 11th pctl | 24 / 27 | |
| Loans / Assets | 40.13% | 50.27% | 64.80% | 77.37% | 7th pctl | 25 / 27 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |