Rock Island, IL · Charter 65003
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.85% | 0.90% | 0.60% | 0.67% | 1.00% | +15 bps | |
| Return on Equity | 8.30% | 8.64% | 5.96% | 6.74% | 9.67% | +137 bps | |
| Net Interest Margin | 2.76% | 2.83% | 2.65% | 2.98% | 3.04% | +28 bps | |
| Efficiency Ratio | 77.06% | 75.54% | 80.55% | 76.67% | 72.49% | -457 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 4.36% | 4.84% | 5.19% | 5.19% | 5.24% | +88 bps | |
| Loan Growth (YoY) | 3.89% | 1.34% | 3.83% | 5.20% | 5.69% | +180 bps | |
| Share Growth (YoY) | 3.29% | 3.90% | 3.22% | 4.33% | 4.61% | +132 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.61% | 0.70% | 0.67% | 0.27% | 0.38% | -23 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 10.18% | 10.38% | 10.14% | 10.00% | 10.32% | +14 bps | |
| Net Worth / Assets | 10.18% | 10.38% | 10.14% | 10.00% | 10.32% | +14 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 73.50% | 73.63% | 75.12% | 72.09% | 74.26% | +76 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |