Quaker Oats
Cedar Rapids, IA · Charter 64991 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$13.3MAssets
$5.5MLoans
$11.0MShares
$2.2MNet Worth
Executive Summary
- Strongest standing: nonperforming loans / loans outperforms 100% of credit unions under $1B in assets (rank 132 of 1682).
- Widest gap: efficiency ratio trails 39% of credit unions under $1B in assets (rank 662 of 1682).
- Overall: at or above the peer median on 7 of 7 directional measures.
Return on Assets
1.32%
Rank 333 of 1,683
Net Interest Margin
4.78%
Rank 215 of 1,683
Efficiency Ratio
74.64%
Rank 662 of 1,682
Equity / Assets
16.88%
Rank 394 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 1.32% | 0.35% | 0.74% | 1.18% | Beats 80% | 333 / 1,683 | |
| Return on Equity | 7.84% | 2.67% | 5.89% | 8.74% | Beats 68% | 536 / 1,681 | |
| Net Interest Margin | 4.78% | 3.31% | 3.82% | 4.32% | Beats 87% | 215 / 1,683 | |
| Efficiency Ratio | 74.64% | 68.91% | 78.20% | 86.93% | Beats 61% | 662 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.00% | 0.26% | 0.65% | 1.29% | Beats 100% | 132 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.88% | 10.44% | 12.89% | 16.53% | Beats 77% | 394 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.88% | 10.44% | 12.89% | 16.53% | Beats 77% | 394 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 49.69% | 52.61% | 69.38% | 83.50% | 21st pctl | 1,329 / 1,683 | |
| Loans / Assets | 41.00% | 44.71% | 59.18% | 70.72% | 21st pctl | 1,337 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |