Hartford, CT · Charter 6498
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 0.90% | 0.83% | 0.78% | 0.94% | 1.04% | 1.15% | 1.63% | 1.64% | +70 bps | |
| Return on Equity | 7.74% | 7.37% | 7.46% | 8.68% | 9.57% | 10.24% | 14.39% | 14.18% | +550 bps | |
| Net Interest Margin | 2.74% | 2.59% | 2.69% | 2.87% | 2.97% | 3.15% | 3.59% | 3.69% | +82 bps | |
| Efficiency Ratio | 78.47% | 79.08% | 77.32% | 74.83% | 72.97% | 71.42% | 64.36% | 64.67% | -1,016 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.87% | 14.39% | 21.62% | 18.09% | 16.94% | 11.44% | 4.85% | 7.20% | -1,089 bps | |
| Loan Growth (YoY) | 21.18% | 22.28% | 18.27% | 11.70% | 20.15% | 17.80% | 14.37% | 12.34% | +64 bps | |
| Share Growth (YoY) | 9.63% | 15.25% | 23.49% | 19.42% | 17.87% | 11.38% | 3.87% | 6.33% | -1,309 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 0.00% | 0.01% | 0.02% | 0.01% | 0.02% | 0.00% | 0.00% | 0.00% | -1 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 11.64% | 11.24% | 10.46% | 10.84% | 10.90% | 11.24% | 11.31% | 11.60% | +76 bps | |
| Net Worth / Assets | 11.64% | 11.24% | 10.46% | 10.84% | 10.90% | 11.24% | 11.31% | 11.60% | +76 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 71.62% | 71.24% | 66.51% | 68.95% | 73.01% | 75.35% | 73.23% | 72.85% | +390 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |