PackageTrendsPeer
Letter portraitLegal landscapeQuarterYTD

CT Firefighters

Hartford, CT · Charter 6498

NCUA · 1 branch

Q2 2026

$34.7MAssets
$22.3MLoans
$30.6MShares
$4.0MNet Worth

NIM

NIM decomposition not available for credit unions

Non-interest income vs. expense

Non-interest trend not available for credit unions

Executive Summary

  • Earnings: ROA of 1.64%, up 70 bps year over year; NIM at 3.69%.
  • Asset quality: problem loans at 0.00% of loans (-1 bps YoY).
  • Capital: net worth / assets of 11.60%, up 76 bps from a year ago.
  • Funding: loans stand at 72.85% of shares as of Q2 2026.

Financial Results

Return on Assets (quarter, annualized)

1.64%+70 bps YoY

Net Interest Margin (quarter, annualized)

3.69%+82 bps YoY

Efficiency Ratio (quarter, annualized)

64.67%-1,016 bps YoY

Net Worth / Assets

11.60%+76 bps YoY

Discrete quarter, annualized.

MetricQ2 2025Q3 2025Q4 2025Q1 2026Q2 2026YoY ΔTrend
Earnings
Return on Assets0.94%1.04%1.15%1.63%1.64%+70 bps
Return on Equity8.68%9.57%10.24%14.39%14.18%+550 bps
Net Interest Margin2.87%2.97%3.15%3.59%3.69%+82 bps
Efficiency Ratio74.83%72.97%71.42%64.36%64.67%-1,016 bps
Growth
Asset Growth (YoY)18.09%16.94%11.44%4.85%7.20%-1,089 bps
Loan Growth (YoY)11.70%20.15%17.80%14.37%12.34%+64 bps
Share Growth (YoY)19.42%17.87%11.38%3.87%6.33%-1,309 bps
Asset Quality
Delinquent Loans / Loans0.01%0.02%0.00%0.00%0.00%-1 bps
Net Charge-Offs / Loansn/an/an/an/an/an/an/a
Allowance / Loans0.00%0.00%0.00%0.00%0.00%0 bps
Capital
Risk-Based Capital10.84%10.90%11.24%11.31%11.60%+76 bps
Net Worth / Assets10.84%10.90%11.24%11.31%11.60%+76 bps
Liquidity & Funding
Loans / Shares68.95%73.01%75.35%73.23%72.85%+390 bps
Liquid Assets / Assets0.00%0.00%0.00%0.00%0.00%0 bps