Anna, IL · Charter 64967
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.38% | 1.60% | 1.89% | 0.95% | 1.30% | -7 bps | |
| Return on Equity | 7.33% | 8.43% | 9.20% | 4.88% | 6.57% | -76 bps | |
| Net Interest Margin | 5.61% | 5.65% | 6.21% | 4.96% | 5.44% | -17 bps | |
| Efficiency Ratio | 76.24% | 72.59% | 70.42% | 81.33% | 76.70% | +46 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.19% | 3.78% | 1.82% | 2.67% | 3.88% | +69 bps | |
| Loan Growth (YoY) | 0.57% | 11.26% | 12.70% | 6.30% | 2.16% | +159 bps | |
| Share Growth (YoY) | 1.79% | 2.40% | -0.27% | 1.08% | 2.53% | +74 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.30% | 0.34% | 0.23% | 0.07% | 0.43% | +13 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 2.21% | 2.16% | 2.33% | 2.38% | 2.46% | +25 bps | |
| Capital | |||||||
| Risk-Based Capital | 18.78% | 18.95% | 20.54% | 19.56% | 19.83% | +105 bps | |
| Net Worth / Assets | 18.78% | 18.95% | 20.54% | 19.56% | 19.83% | +105 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 97.75% | 97.96% | 104.23% | 94.97% | 97.40% | -35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |