Linxus
Machesney Park, IL · Charter 64948 · Peer group: credit unions under $1B in assets in IL (n=50)
NCUA · 1 branch
Q2 2026
$17.5MAssets
$6.1MLoans
$14.6MShares
$2.8MNet Worth
Executive Summary
- Strongest standing: net interest margin outperforms 84% of credit unions under $1B in assets in IL (rank 8 of 50).
- Widest gap: efficiency ratio trails 76% of credit unions under $1B in assets in IL (rank 39 of 50).
- Overall: at or above the peer median on 4 of 7 directional measures.
Return on Assets
0.90%
Rank 28 of 50
Net Interest Margin
4.46%
Rank 8 of 50
Efficiency Ratio
81.28%
Rank 39 of 50
Equity / Assets
16.17%
Rank 14 of 50
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.90% | 0.49% | 0.97% | 1.35% | Beats 44% | 28 / 50 | | |
| Return on Equity | 5.60% | 3.76% | 7.55% | 10.28% | Beats 42% | 29 / 50 | | |
| Net Interest Margin | 4.46% | 3.15% | 3.72% | 4.20% | Beats 84% | 8 / 50 | | |
| Efficiency Ratio | 81.28% | 67.18% | 75.90% | 80.66% | Beats 24% | 39 / 50 | | |
| Asset Quality |
| Nonperforming Loans / Loans | 0.02% | 0.14% | 0.47% | 0.87% | Beats 84% | 9 / 50 | | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 16.17% | 10.68% | 13.50% | 16.38% | Beats 72% | 14 / 50 | | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 16.17% | 10.68% | 13.50% | 16.38% | Beats 72% | 14 / 50 | | |
| Liquidity & Funding |
| Loans / Deposits | 41.57% | 55.23% | 70.87% | 80.60% | 12th pctl | 44 / 50 | | |
| Loans / Assets | 34.74% | 43.53% | 60.64% | 68.47% | 10th pctl | 45 / 50 | | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |