Des Moines Fire Department
Des Moines, IA · Charter 64943 · Peer group: credit unions under $1B in assets (n=1,681-1,683)
NCUA · 1 branch
Q2 2026
$3.4MAssets
$1.9MLoans
$2.5MShares
$811KNet Worth
Executive Summary
- Strongest standing: tier 1 capital ratio outperforms 93% of credit unions under $1B in assets (rank 113 of 1683).
- Widest gap: nonperforming loans / loans trails 86% of credit unions under $1B in assets (rank 1451 of 1682).
- Overall: at or above the peer median on 3 of 7 directional measures.
Return on Assets
0.71%
Rank 860 of 1,683
Net Interest Margin
4.35%
Rank 404 of 1,683
Efficiency Ratio
83.56%
Rank 1,121 of 1,682
Equity / Assets
24.14%
Rank 113 of 1,683
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | Peer Position |
|---|
| Earnings |
| Return on Assets | 0.71% | 0.35% | 0.74% | 1.18% | Beats 49% | 860 / 1,683 | |
| Return on Equity | 2.96% | 2.67% | 5.89% | 8.74% | Beats 28% | 1,218 / 1,681 | |
| Net Interest Margin | 4.35% | 3.31% | 3.82% | 4.32% | Beats 76% | 404 / 1,683 | |
| Efficiency Ratio | 83.56% | 68.91% | 78.20% | 86.93% | Beats 33% | 1,121 / 1,682 | |
| Asset Quality |
| Nonperforming Loans / Loans | 2.03% | 0.26% | 0.65% | 1.29% | Beats 14% | 1,451 / 1,682 | |
| Net Charge-Offs / Loans | n/a | Not reported for this institution |
| Capital |
| Tier 1 Capital Ratio | 24.14% | 10.44% | 12.89% | 16.53% | Beats 93% | 113 / 1,683 | |
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution |
| Equity / Assets | 24.14% | 10.44% | 12.89% | 16.53% | Beats 93% | 113 / 1,683 | |
| Liquidity & Funding |
| Loans / Deposits | 73.43% | 52.61% | 69.38% | 83.50% | 58th pctl | 710 / 1,683 | |
| Loans / Assets | 55.70% | 44.71% | 59.18% | 70.72% | 43rd pctl | 961 / 1,683 | |
| Brokered Deposits / Deposits | n/a | Not reported for this institution |