Omaha, NE · Charter 64938
NCUA · 1 branch
Q2 2026
Board Package
Performance Trends and Peer Comparison
Quarter: Q2 2026, the quarter ended June 30, 2026, on both parts.
Income statement: year to date as filed, annualized, on both parts.
Balance sheet: as filed at quarter end.
Credit unions under $1B in assets in the Omaha, NE-IA area (n=18). Each measure ranks only the institutions that reported it, so n varies by measure.
Peer groups below the disclosure floor are suppressed.
Capital
22
Asset Quality
6
Profitability
94
Liquidity
0
Efficiency
72
Growth
No peer data yet
Capital, Asset Quality, Profitability, Efficiency: higher is always a stronger peer standing (▲ better, ▼ worse). Liquidity, Growth: the score reflects closeness to the peer median -- 100 is sitting exactly at the median, falling the same way whether the bank runs above or below it.
Omaha, NE · Charter 64938
NCUA · 1 branch
Q2 2026
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q3 2024 | Q4 2024 | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 2.19% | 0.18% | 1.98% | 2.66% | 2.17% | 0.00% | 1.16% | 1.87% | -80 bps | |
| Return on Equity | 22.03% | 2.08% | 22.22% | 28.65% | 21.69% | 0.00% | 13.08% | 19.68% | -898 bps | |
| Net Interest Margin | 7.01% | 5.31% | 7.25% | 6.99% | 7.17% | 4.84% | 7.30% | 7.30% | +31 bps | |
| Efficiency Ratio | 68.89% | 88.46% | 67.40% | 56.57% | 64.97% | 94.67% | 80.77% | 72.13% | +1,556 bps | |
| Growth | ||||||||||
| Asset Growth (YoY) | 3.18% | 3.32% | 2.48% | 3.49% | 1.04% | 0.87% | 1.65% | 0.60% | -290 bps | |
| Loan Growth (YoY) | 7.64% | 9.52% | 0.52% | -7.17% | 1.48% | -5.27% | -4.27% | -3.40% | +376 bps | |
| Share Growth (YoY) | 2.07% | -0.34% | 2.25% | 3.52% | 0.69% | 4.89% | 2.08% | 0.75% | -278 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 6.85% | 6.36% | 2.91% | 1.55% | 2.57% | 2.49% | 2.75% | 3.47% | +193 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.70% | 2.06% | 2.36% | 2.51% | 2.39% | 2.53% | 2.66% | 2.68% | +17 bps | |
| Capital | ||||||||||
| Risk-Based Capital | 9.95% | 8.46% | 8.90% | 9.30% | 10.03% | 8.38% | 8.88% | 9.49% | +19 bps | |
| Net Worth / Assets | 9.95% | 8.46% | 8.90% | 9.30% | 10.03% | 8.38% | 8.88% | 9.49% | +19 bps | |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 109.32% | 112.19% | 102.62% | 99.95% | 110.17% | 101.32% | 96.24% | 95.84% | -412 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
Omaha, NE · Charter 64938 · Peer group: credit unions under $1B in assets in the Omaha, NE-IA area (n=18)
NCUA · 1 branch
Q2 2026
Return on Assets
1.91%
Rank 1 of 18
Net Interest Margin
7.31%
Rank 1 of 18
Efficiency Ratio
71.43%
Rank 6 of 18
Equity / Assets
9.54%
Rank 14 of 18
| Metric | Your Credit Union | Peer 25th | Peer Median | Peer 75th | Standing | Rank | 8-Qtr Trend | Peer Position |
|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||
| Return on Assets | 1.91% | -0.04% | 0.96% | 1.20% | Beats 94% | 1 / 18 | ||
| Return on Equity | 20.00% | -0.31% | 5.60% | 9.86% | Beats 94% | 1 / 18 | ||
| Net Interest Margin | 7.31% | 3.29% | 3.78% | 4.10% | Beats 94% | 1 / 18 | ||
| Efficiency Ratio | 71.43% | 69.73% | 80.05% | 99.73% | Beats 72% | 6 / 18 | ||
| Asset Quality | ||||||||
| Nonperforming Loans / Loans | 3.51% | 0.04% | 0.25% | 1.23% | Beats 6% | 18 / 18 | ||
| Net Charge-Offs / Loans | n/a | Not reported for this institution | ||||||
| Capital | ||||||||
| Tier 1 Capital Ratio | 9.54% | 9.54% | 14.01% | 17.54% | Beats 22% | 14 / 18 | ||
| Total Risk-Based Capital Ratio | n/a | Not reported for this institution | ||||||
| Equity / Assets | 9.54% | 9.54% | 14.01% | 17.54% | Beats 22% | 14 / 18 | ||
| Liquidity & Funding | ||||||||
| Loans / Deposits | 95.75% | 37.80% | 60.87% | 83.48% | 89th pctl | 2 / 18 | ||
| Loans / Assets | 86.01% | 34.93% | 54.47% | 72.37% | 89th pctl | 2 / 18 | ||
| Brokered Deposits / Deposits | n/a | Not reported for this institution | ||||||