Dubuque, IA · Charter 64917
NCUA · 1 branch
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 0.27% | 0.44% | 0.53% | 0.70% | 1.01% | +74 bps | |
| Return on Equity | 1.83% | 3.00% | 3.59% | 4.67% | 6.62% | +479 bps | |
| Net Interest Margin | 2.23% | 2.37% | 2.30% | 2.64% | 2.58% | +35 bps | |
| Efficiency Ratio | 88.06% | 81.41% | 77.08% | 73.61% | 60.86% | -2,720 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 1.37% | 0.54% | 4.10% | 1.40% | 0.40% | -97 bps | |
| Loan Growth (YoY) | 18.51% | 13.30% | 9.27% | 1.22% | -9.71% | -2,822 bps | |
| Share Growth (YoY) | 0.65% | 0.06% | 4.08% | 0.55% | -0.03% | -68 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.07% | 0.23% | 0.00% | 0.00% | 0.00% | -7 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.94% | 0.94% | 1.00% | 1.01% | 1.04% | +10 bps | |
| Capital | |||||||
| Risk-Based Capital | 14.58% | 14.74% | 14.66% | 14.94% | 15.28% | +70 bps | |
| Net Worth / Assets | 14.58% | 14.74% | 14.66% | 14.94% | 15.28% | +70 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 39.84% | 39.41% | 36.42% | 36.35% | 35.98% | -386 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |