Logansport, IN · Charter 64916
Q2 1998
Return on Assets (YTD, annualized)
Net Interest Margin (YTD, annualized)
Efficiency Ratio (YTD, annualized)
Net Worth / Assets
Year to date, annualized, through each quarter.
| Metric | Q4 1994 | Q2 1995 | Q4 1995 | Q2 1996 | Q4 1996 | Q2 1997 | Q4 1997 | Q2 1998 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|---|---|---|
| Earnings | ||||||||||
| Return on Assets | 4.10% | 4.13% | 4.11% | 3.96% | 3.97% | 3.70% | 3.80% | 3.40% | -56 bps | |
| Return on Equity | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Interest Margin | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Efficiency Ratio | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Growth | ||||||||||
| Asset Growth (YoY) | n/a | n/a | n/a | 11.85% | 8.76% | 9.03% | 3.86% | 1.39% | -1,047 bps | |
| Loan Growth (YoY) | n/a | n/a | n/a | 39.98% | 10.68% | -4.48% | -11.73% | -1.03% | -4,101 bps | |
| Share Growth (YoY) | n/a | n/a | n/a | 11.28% | 7.93% | 8.42% | 2.57% | -0.01% | -1,129 bps | |
| Asset Quality | ||||||||||
| Delinquent Loans / Loans | 1.19% | 0.67% | 0.45% | 1.31% | 0.69% | 0.05% | 0.56% | 0.74% | -57 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 1.14% | 0.98% | 0.94% | 0.95% | 0.85% | 0.57% | 0.65% | 0.60% | -35 bps | |
| Capital | ||||||||||
| Risk-Based Capital | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Net Worth / Assets | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Liquidity & Funding | ||||||||||
| Loans / Shares | 70.02% | 80.12% | 76.96% | 75.50% | 71.80% | 70.59% | 66.23% | 74.74% | -77 bps | |
| Liquid Assets / Assets | 30.50% | 21.52% | 24.65% | 26.18% | 29.61% | 36.46% | 40.29% | 33.00% | +682 bps | |