Monessen, PA · Charter 649
NCUA · 2 branches
Q2 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | Q2 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | 1.28% | 1.47% | 1.03% | 1.56% | 1.69% | +41 bps | |
| Return on Equity | 5.54% | 6.31% | 4.45% | 6.73% | 7.30% | +176 bps | |
| Net Interest Margin | 4.02% | 4.06% | 3.82% | 4.28% | 4.24% | +23 bps | |
| Efficiency Ratio | 67.86% | 65.31% | 71.52% | 62.27% | 63.06% | -480 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 3.85% | 5.45% | 5.93% | 4.59% | 5.62% | +177 bps | |
| Loan Growth (YoY) | 9.14% | 6.80% | 6.50% | 9.21% | 7.32% | -182 bps | |
| Share Growth (YoY) | 4.72% | 6.45% | 7.30% | 5.31% | 6.79% | +208 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 0.64% | 0.61% | 0.51% | 0.48% | 0.75% | +11 bps | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |
| Capital | |||||||
| Risk-Based Capital | 23.13% | 23.35% | 23.06% | 23.24% | 23.12% | 0 bps | |
| Net Worth / Assets | 23.13% | 23.35% | 23.06% | 23.24% | 23.12% | 0 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 70.66% | 70.68% | 71.80% | 72.91% | 71.01% | +35 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |