Burlingame, CA · Charter 64892
NCUA · 1 branch
Q1 2026
NIM decomposition not available for credit unions
Non-interest trend not available for credit unions
Return on Assets (quarter, annualized)
Net Interest Margin (quarter, annualized)
Efficiency Ratio (quarter, annualized)
Net Worth / Assets
Discrete quarter, annualized.
| Metric | Q1 2025 | Q2 2025 | Q3 2025 | Q4 2025 | Q1 2026 | YoY Δ | Trend |
|---|---|---|---|---|---|---|---|
| Earnings | |||||||
| Return on Assets | -0.15% | -1.86% | -0.89% | -0.80% | -1.03% | -88 bps | |
| Return on Equity | -0.92% | -10.81% | -4.99% | -4.30% | -5.55% | -462 bps | |
| Net Interest Margin | 0.29% | 0.24% | 0.35% | 0.97% | 2.57% | +228 bps | |
| Efficiency Ratio | 150.00% | 862% | n/a | 327% | 139.95% | -1,005 bps | |
| Growth | |||||||
| Asset Growth (YoY) | 22.86% | 7.28% | 13.50% | 8.80% | -19.28% | -4,215 bps | |
| Loan Growth (YoY) | -50.49% | -97.49% | -100.00% | -100.00% | -100.00% | -4,951 bps | |
| Share Growth (YoY) | 29.08% | 10.81% | 18.16% | 12.33% | -21.63% | -5,071 bps | |
| Asset Quality | |||||||
| Delinquent Loans / Loans | 100.00% | 0.00% | n/a | n/a | n/a | n/a | |
| Net Charge-Offs / Loans | n/a | n/a | n/a | n/a | n/a | n/a | n/a |
| Allowance / Loans | 15.37% | 322% | n/a | n/a | n/a | n/a | |
| Capital | |||||||
| Risk-Based Capital | 15.79% | 17.17% | 17.93% | 18.61% | 18.54% | +275 bps | |
| Net Worth / Assets | 15.79% | 17.17% | 17.93% | 18.61% | 18.54% | +275 bps | |
| Liquidity & Funding | |||||||
| Loans / Shares | 4.65% | 0.26% | 0.00% | 0.00% | 0.00% | -465 bps | |
| Liquid Assets / Assets | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0 bps | |