Jones Methodist Church Burlingame, CA · Charter 64892 · Peer group: credit unions under $1B in assets in the San Francisco-Oakland-Fremont, CA area (n=23)
NCUA · 1 branch
Q1 2026
$257K Assets
$0K Loans
$209K Shares
$48K Net Worth
Executive Summary Strongest standing: tier 1 capital ratio outperforms 83% of credit unions under $1B in assets in the San Francisco-Oakland-Fremont, CA area (rank 4 of 23). Widest gap: return on assets trails 100% of credit unions under $1B in assets in the San Francisco-Oakland-Fremont, CA area (rank 23 of 23). Overall: at or above the peer median on 2 of 6 directional measures. Return on Assets
-1.56%
Rank 23 of 23
Net Interest Margin
3.11%
Rank 15 of 23
Efficiency Ratio
100.00%
Rank 19 of 23
Equity / Assets
18.68%
Rank 4 of 23
Metric Your Credit Union Peer 25th Peer Median Peer 75th Standing Rank Peer Position Earnings Return on Assets -1.56% -0.07% 0.52% 0.80% Beats 0% 23 / 23 Return on Equity -8.33% -0.64% 2.96% 6.57% Beats 4% 22 / 23 Net Interest Margin 3.11% 2.67% 3.21% 3.90% Beats 35% 15 / 23 Efficiency Ratio 100.00% 67.71% 82.50% 97.19% Beats 26% 19 / 23 Asset Quality Nonperforming Loans / Loans n/a Not reported for this institution Net Charge-Offs / Loans n/a Not reported for this institution Capital Tier 1 Capital Ratio 18.54% 10.55% 12.21% 17.47% Beats 83% 4 / 23 Total Risk-Based Capital Ratio n/a Not reported for this institution Equity / Assets 18.68% 10.55% 12.21% 17.47% Beats 83% 4 / 23 Liquidity & Funding Loans / Deposits 0.00% 39.69% 52.02% 61.86% 0th pctl 23 / 23 Loans / Assets 0.00% 25.98% 46.05% 53.18% 0th pctl 23 / 23 Brokered Deposits / Deposits n/a Not reported for this institution
Source: NCUA 5300 Call Report, as filed. Dollar figures derived from reported amounts in thousands. Ratios computed by CallReports.ai using published regulatory formulas. Peer statistics computed across credit unions under $1B in assets in the San Francisco-Oakland-Fremont, CA area; percentile is the share of peers with a lower reported value. Each ratio is ranked only among the institutions that reported it, so the denominator in the Rank column varies by measure. Income-statement figures on this page are year-to-date as filed, annualized, because the peer percentiles are computed on that basis. Performance Trends defaults to the discrete quarter, so the same measure can read differently there in any quarter but the first, where year-to-date and the quarter cover the same period. Peer comparisons use ratios standardized identically across all institutions and can differ from as-filed figures. Subchapter S banks are restated to an after-tax equivalent at 21.41%, the median effective tax rate of the 2,754 C-corporation banks filing for this quarter. The rate is recomputed each quarter, and C-corporation figures are unchanged. Peer groups below the disclosure floor are suppressed.
CallReports · callreports.ai · Peer Comparison Generated 2026-10-10